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Reverse Mortgage Calculator

Wondering how much you could unlock from your home? A reverse mortgage lets homeowners—typically age 62 or older—turn a portion of their home equity into cash, without giving up ownership. Use this quick calculator to get an idea of what might be available to you.

How to Use the Reverse Mortgage Calculator

  1. Your Age: Older homeowners may qualify for higher amounts.

  2. Home Value: Enter your home’s current market worth.

  3. Remaining Mortgage Balance: If you still owe anything on your home, add that here.

Based on these details, we’ll estimate your potential reverse mortgage amount.

Why This Calculator Helps

  • See how much money you could access without selling your home.

  • Make smarter plans for retirement or additional income.

  • Get a clear starting point before speaking to lenders.

Important Reminder

This tool offers an estimate—it’s not a loan offer. Your actual eligibility depends on your lender’s terms, interest rates, federal guidelines, and your home’s condition. For accurate advice, talk to a reverse mortgage professional.